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UAE MORTGAGES & PROPERTY FINANCE

Mortgage services in the UAE

Property purchases, refinancing, equity release and company-property finance. DarMor compares mortgage options, reviews the required documents and prepares and follows up applications, with support that continues after completion. All DarMor mortgage services are free to all clients.

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PLANNING / PREPARATION / PROPERTY

YOUR MORTGAGE REQUIREMENTS

Choose your mortgage requirement

Select a requirement to see how our team can support it.

Buying a propertyFor a home or investment property, including off-plan purchases and properties approaching handover.

Finance for a property purchase

We compare mortgage options for the property and purchase stage involved, explain deposit requirements and costs, and help prepare your application. Our support covers purchases under consideration and properties approaching handover, including review of the documents required by the lender.

Discuss a property purchase
RefinancingReview existing finance or consider transferring it to another lender.

Review existing mortgage terms

We compare your existing mortgage with relevant refinancing or transfer options, considering repayments, the remaining term and the costs of a change. We explain the differences and help prepare the application if you decide to proceed. The lender assesses eligibility and sets the terms.

Discuss refinancing
Equity releaseExplore financing secured against a property you already own.

Finance secured against your property

We review the purpose of the finance, the property and any existing mortgage, then explain relevant options and repayment commitments. Our team reviews the required documents and helps prepare the application. A brief outline of your plans is enough for the initial enquiry.

Discuss equity release
Company-property financeFor residential or commercial property your company is buying or already owns.

Finance for company-owned property

We help companies compare finance options for their own residential or commercial property. We review the business and property documents required for the application, explain the financing commitments and prepare and follow up the case with the lender.

Discuss company-property finance

OUR SERVICE

From comparison to completion and beyond

Understand the options

We explain relevant mortgage options, costs, repayments, deposit requirements and terms so you can assess their fit with your circumstances.

Prepare your application

We review the required documents, identify missing or inconsistent information and coordinate requests for additional or updated material before and during the lender’s assessment.

Completion and future support

We follow up lender requests and coordinate the steps to completion or handover. The relationship continues afterwards, with guidance when you review your financing, purchase another property or consider equity release.

DarMor’s role and the lender’s decision

DarMor compares options and prepares and follows up applications. The lender assesses eligibility, issues pre-approval and decides approval, final terms and timing. DarMor does not guarantee a lending decision.

For an existing application or case follow-up, email operation@darmor.ae. Send documents only when requested by your assigned team member.

SERVICE INFORMATION

Mortgage service questions

Does DarMor charge clients a fee?

DarMor does not charge clients for its mortgage services. Bank, valuation, government and other third-party charges may still apply.

How do I start a mortgage enquiry?

Contact our team by email or WhatsApp with a brief outline of your plans. The team discusses your requirements and explains the next steps, including which documents to send by email. Your first message starts an enquiry; it does not submit a mortgage application or obtain approval.

Does DarMor support clients after completion?

Yes. DarMor’s service continues beyond completion. We support clients reviewing an existing mortgage, planning another property purchase or considering equity release, and help them understand the options as their financing needs change.

What if my circumstances need closer review?

Self-employment, variable income, non-resident status or a previous refusal may require additional preparation. We review the required documents and help address gaps in the application. The lender decides eligibility and approval.

FOR PROPERTY AND MORTGAGE PROFESSIONALS

AI for mortgage operations

DarMor is developing an AI-powered platform to reduce repetitive application preparation and follow-up. Automation, multilingual assistance and document checks are being brought together to help professional teams serve more clients with a clearer view of each application’s progress. Speak to our team about early access and professional collaboration.

Our mortgage team provides the current service; professional judgement and lending decisions remain with the relevant specialists and lenders.

CONTACT OUR TEAM

Mortgage enquiries

Please do not send financial information or documents in your first message.

Enquiry topic

Buying a property

Contact our team

Choose email or WhatsApp, then review and send your message in the app. Opening the app does not send an enquiry.

CONTACT OUR TEAM

Contact our team

Buying a property

Include your name, preferred contact details and a brief outline of your property plans.

Do not include financial information, identity documents or other documents in your first message.

Email our teamMessage our team on WhatsApp

Email address: info@darmor.ae

Choose email or WhatsApp, then review and send your message in the app. Opening the app does not send an enquiry.

Read our privacy notice

Privacy notice

Who is responsible

DARMOR MORTGAGE BROKER L.L.C., Licence No. 1647034, is responsible for the personal information it uses to provide its mortgage and professional collaboration services. This notice covers this website, enquiries and the subsequent service provided by our team. For privacy requests or concerns, contact Operations at operation@darmor.ae.

Information and purposes

For an initial enquiry, we use your name, contact details and the information you choose to include to respond and discuss the next steps. If you proceed, our team requests the identity, income, financial, property or company documents relevant to your case, reviews them and prepares and follows up the application. We also keep relevant correspondence, instructions and permissions. Please send documents only when requested by your assigned team member. When providing another person’s information, ensure you have their permission.

How contact works

Email and WhatsApp links open the application you choose. You review and send the message there; opening a link does not send an enquiry or submit a mortgage application. Requested documents are sent by email and handled manually by the team. The website does not offer document uploads or automated lending decisions. Its calculator provides an illustration and does not send the entered figures to DarMor.

Permissions and sharing

We use information to respond to your request and provide the service you ask for, meet applicable obligations and handle relevant complaints or claims. Where processing requires consent, we obtain it for that purpose; you can withdraw it through Operations. An enquiry is not permission to send your file to every lender or use it for unrelated marketing. We agree the recipient and obtain the relevant authority before a lender submission. Referring partners receive information within the client’s permission and agreed responsibilities. The lender makes its own assessment and handles information under its own privacy notice.

Service providers and website data

Cloudflare provides website hosting and security, Microsoft 365 supports our email communications, and WhatsApp handles messages if you choose that channel. These services may process technical or communication information, such as IP addresses, device details, access times and message data, according to their role and terms. Processing may take place outside the UAE; we do not promise that all communication data remains in the UAE. This website has no advertising trackers or optional analytics configured by DarMor. Hosting and access-security services may use necessary logs or cookies. Access to application documents is limited to the assigned team member for case handling, with sharing for an authorised lender submission or where disclosure is legally required.

Retention and future reviews

We retain personal information for as long as needed to provide the service you request, meet applicable recordkeeping obligations and handle relevant complaints or legal claims. Retention depends on the type of information and its purpose. We delete information when there is no longer a reason to retain it.

If you request a future mortgage review, we keep a separate, limited reminder record. We close that record when the review is completed or cancelled, or 90 days after the agreed review date if you do not respond, unless you request a new date. This does not extend the retention of your application documents.

Your choices and requests

Contact operation@darmor.ae to request information about your records, access, correction or deletion, or to withdraw a permission or cancel a future-review reminder. Other rights, including restriction, objection or portability, may apply according to the relevant law. We may need proportionate information to verify a request; do not send identity documents with your initial request. Some records may need to remain for an applicable obligation or claim. We explain relevant limits and handle requests within applicable deadlines. You may also raise a complaint with the competent authority where the law provides that right.

Changes to this notice

We update this notice when the service or information-handling arrangements change. A website visit does not provide blanket consent to new uses of your information. Notice version: 29 September 2026.